by Jacob Millican | Aug 27, 2026 | Financial Planning, Investment, Retirement
One of the things I’ve noticed over the years as a financial advisor is how differently investment growth feels depending on how much someone has accumulated. Early on, progress can feel painfully slow. You save, contribute to retirement accounts and hopefully...
by Jacob Millican | Jul 23, 2026 | Financial Planning, Investment, Retirement
When people think about investment risk, they usually picture a bear market, inflation, or rising interest rates. Those risks are real. But a growing threat has nothing to do with the markets. Instead, it involves convincing good people to willingly hand over their...
by Jacob Millican | Jun 25, 2026 | Retirement, Financial Planning, Investment
Every time Warren Buffett buys or sells a stock, it becomes a headline. Earlier this year, Berkshire Hathaway disclosed that it had significantly reduced its position in Amazon while continuing to trim Apple — moves that immediately sparked speculation about whether...
by Jacob Millican | May 22, 2026 | Retirement, Financial Planning, Investment, Taxes
Estate planning is one of the few areas in financial life where awareness and action consistently move in different directions. Most people recognize its importance, yet relatively few make it a priority until circumstances force the issue. According to Trust &...
by Jacob Millican | Apr 23, 2026 | Financial Planning, Investment, Retirement
Most investors don’t think they are taking on too much risk. But over time, small decisions can quietly increase portfolio risk in ways that aren’t always obvious. Not because of the market. But because of how portfolios are built and managed. After years of working...
by Jacob Millican | Mar 26, 2026 | Financial Planning, Investment, Retirement, Taxes
Introduction: The Retirement Income Problem No One Names Much of today’s conversations around retirement income centers on how much retirees can safely withdraw from their portfolios. Concepts like safe withdrawal rates and required minimum distributions (RMDs)...
