by Jacob Millican | Mar 12, 2025 | Financial Planning, Retirement
Aging is an inevitable part of life, and with it comes the possibility of cognitive decline. While it’s not an easy topic to discuss, families who plan ahead can prevent unnecessary stress, financial mismanagement, and emotional turmoil. Whether you’re looking out for...
by Jacob Millican | Apr 15, 2024 | Financial Planning, Retirement, Taxes
The concept of the “income sweet spot” in retirement planning is crucial for optimizing financial health, especially as it relates to managing healthcare costs. This sweet spot essentially refers to the amount of retirement income one can have before...
by Jacob Millican | Apr 1, 2024 | Financial Planning, Retirement, Taxes
As we tread into the tax season, reflecting on the past year’s fiscal strategies becomes a priority for many. Specifically, the realm of charitable giving, coupled with astute tax planning, offers a fertile ground for reducing tax liabilities while supporting...
by Jacob Millican | May 10, 2022 | Financial Planning, Investment, Retirement
The 60/40 portfolio has been a stalwart for a generation. But as equity markets have moved into bearish territory to start 2022, bonds have also suffered unexpected losses. The bonds are supposed to the ballast to the equities in your portfolio, especially in volatile...
by Jacob Millican | Dec 28, 2021 | Investment, Retirement, Small Business
In part 5 of our series, we’re covering cross-tested plans. We’ve covered profit sharing plans, 401(k) plans, safe harbor plans, and last week, social security integration plans. Cross-tested plans offer the most targeted approach to employer contributions....
by Jacob Millican | Dec 15, 2021 | Investment, Retirement, Small Business
We’ve covered a lot of information on the different retirement plan options available to business owners. We have discussed profit sharing plans, 401(k) plans, and safe harbor plans. Today we will talk about Social Security Integration. This is great option for...
