by Jacob Millican | Sep 24, 2026 | Financial Planning, Retirement, Small Business
Every fall, millions of employees are asked to make decisions about their benefits for the coming year. And I suspect a lot of people handle it the same way. They log into the benefits portal, see what changed, keep most of the elections they already have and click...
by Jacob Millican | Sep 10, 2026 | Performance
For August, the Income Bucket generated a 13.95% annualized yield. A bit of a return to normal. I use the phrase “back to normal” somewhat carefully, because there isn’t much that’s normal about generating nearly 14% annualized income. And...
by Jacob Millican | Aug 27, 2026 | Financial Planning, Investment, Retirement
One of the things I’ve noticed over the years as a financial advisor is how differently investment growth feels depending on how much someone has accumulated. Early on, progress can feel painfully slow. You save, contribute to retirement accounts and hopefully...
by Jacob Millican | Aug 13, 2026 | Performance
July provided a good example of why I think about portfolio income separately from what is happening in the stock market. Equity markets sent very different signals during the month. Smaller companies and value-oriented stocks generally held up better, while...
by Jacob Millican | Jul 23, 2026 | Financial Planning, Investment, Retirement
When people think about investment risk, they usually picture a bear market, inflation, or rising interest rates. Those risks are real. But a growing threat has nothing to do with the markets. Instead, it involves convincing good people to willingly hand over their...
