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How To Measure Investment Risk: It Isn’t One-Size-Fits-All
Investors and Advisors may see risk differently. This post explores how these perspectives differ, and how aligning them can lead to better investment decisions and a more comfortable portfolio experience.
The One Big Beautiful Bill Act: What the New Tax Law Means for Your Financial Plan
The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025, with much fanfare and yes, the name sounds like something dreamed up in a focus group. But beyond the marketing, this bill brings real, sweeping changes to the tax code. These updates affect...
Riding Out the Storm: Lessons from Amazon’s Stock Volatility
This recent spat of of volatility has put a lot of people on their heels. But if you've ever wondered what true stock market volatility looks like, take a closer look at Amazon. Since 1999, this iconic tech giant has experienced no fewer than six major declines1, each...
SECURE Act Final Regulations: What They Mean for IRA Beneficiaries
When the SECURE Act was passed in 2019, it reshaped retirement planning—particularly for inherited IRAs. Then, in 2022, the IRS issued proposed regulations that further complicated interpretations of the law. Now, with the July 2024 Final Regulations, we have...
Protecting Wealth and Well-Being: Planning for Cognitive Decline
https://www.youtube.com/watch?v=ITiZiIzDVKY Aging is an inevitable part of life, and with it comes the possibility of cognitive decline. While it’s not an easy topic to discuss, families who plan ahead can prevent unnecessary stress, financial mismanagement, and...
Finding the Income Sweet Spot: Navigating the Medicare Premium Puzzle
https://www.youtube.com/watch?v=6k7-cnuMgVE The concept of the "income sweet spot" in retirement planning is crucial for optimizing financial health, especially as it relates to managing healthcare costs. This sweet spot essentially refers to the amount of retirement...
Navigating Tax-Smart Giving in 2024: A Guide for Philanthropic Conversations
https://www.youtube.com/watch?v=GX61deNRqQ0 As we tread into the tax season, reflecting on the past year's fiscal strategies becomes a priority for many. Specifically, the realm of charitable giving, coupled with astute tax planning, offers a fertile ground for...
Optimal Tax Strategies for Capital Gains: Navigating 1031 Exchanges, DSTs, and Opportunity Zones
In the realm of selling business assets or real estate, capital gains tax strategies play a pivotal role in maximizing financial outcomes. The tax levied on the profit from these sales can significantly impact your investment's profitability. However, leveraging...
Investment Case Study: Protection and Upside
Please visit our YouTube page to follow our channel with videos about the markets, investments, and financial planning. https://youtu.be/-ZddeRgYsyQ?si=6VFfmtDHhC9eGCp5 Get your FREE retirement assessment. Free Assessment This content is developed from sources...
Property Tax Protest: Tips for Lowering Your Homeownership Expenses
Property taxes are one of the most significant expenses for homeowners, and the issue of fee creep is prevalent in this area. Rising home values and changes in local property tax rates can result in substantial increases in property tax bills. Here are some tips on...
Real Estate Investing and Affordable Housing
I have been including real estate in my investment portfolios for a considerable time, mainly because of the significant demographic shift in the nation's population. While the millennial generation has faced criticism for their approach to life, they are now...
Is 50/30/20 The New 60/40?
The 60/40 portfolio has been a stalwart for a generation. But as equity markets have moved into bearish territory to start 2022, bonds have also suffered unexpected losses. The bonds are supposed to the ballast to the equities in your portfolio, especially in volatile...