by Jacob Millican | Apr 23, 2026 | Financial Planning, Investment, Retirement
Most investors don’t think they are taking on too much risk. But over time, small decisions can quietly increase portfolio risk in ways that aren’t always obvious. Not because of the market. But because of how portfolios are built and managed. After years of working...
by Jacob Millican | Apr 9, 2026 | Performance
This monthly update focuses on one of the most important parts of every financial plan: steady, repeatable income. Each month, I break down how the Income Bucket is positioned, what’s driving results, and how each part of the portfolio works together to support...
by Jacob Millican | Mar 26, 2026 | Financial Planning, Investment, Retirement, Taxes
Introduction: The Retirement Income Problem No One Names Much of today’s conversations around retirement income centers on how much retirees can safely withdraw from their portfolios. Concepts like safe withdrawal rates and required minimum distributions (RMDs)...
by Jacob Millican | Feb 12, 2026 | Performance
This monthly update focuses on one of the most important parts of every financial plan: steady portfolio income. Each month, I break down how the Income Bucket is positioned, what’s driving current results, and how the different parts of the portfolio work together to...
by Jacob Millican | Jan 29, 2026 | Financial Planning, Investment, Retirement
Every January, investors are flooded with market forecasts promising clarity about what the year ahead might bring. Predictions about interest rates, inflation, elections, recessions, and market returns dominate headlines. They’re delivered with confidence, backed by...
